This model portfolio outlines 25 investment recommendations designed for generating monthly income, suitable for retirement planning or immediate income needs. It diversifies across business development companies, real estate, bonds, infrastructure, utilities, and options to ensure varied income streams. The approach emphasizes risk reduction, macroeconomic hedging, and consistent income, featuring top-tier, liquid investments with both monthly and quarterly distributions. Currently, 11 of the 25 funds are rated as a Buy.